Field notes on personal finance, investing and building wealth as a resident of the UAE.
The AECB Credit Score is a three-digit number from 300 to 900 that predicts how likely you are to miss a payment in the next 12 months; higher means lower risk.
The score is built from your credit history (loans, cards, repayment behaviour, defaults, bounced cheques) plus alternative data (monthly salary, telecom bills from Etisalat/e& and du, and water/electricity bills from DEWA and others, and cheque-clearance history).
Member institutions submit data on a roughly monthly cycle, and changes typically surface within about 30–60 days.
No noise. Just considered notes on money, sent when there's something worth saying.
